Let Appraisal House, Inc. handle your appraisal needsTo a lot of people, an appraisal just looks like one more thing on the break-sheet for a mortgage or refinance. Practically all lenders still call for a local expert because the stakes are very high, even though there are a growing number of automated home valuation methods that may seem more practical than an appraisal. You might believe that getting a mortgage is the only basis for getting an appraisal, but there are other instances when the services of a certified, independent real estate professional might come in handy. 
Appeal your tax assessment in Okaloosa CountyIt's quite possible you're paying too much in property taxes if you live in an area where property values have declined. Ad Valorem taxes are determined by a previous assessment of your home, so if prices are less than what they used to be in your neighborhood, you can appeal your assessment and save money. When building your case, an appraisal from us is your best evidence. We can assist you in appealing your tax assessment. Removing PMI for mortgage paymentsPrivate Mortgage Insurance, or PMI, is an added insurance plan that many lenders ask homeowners to buy when the amount being loaned to the home owner is more than 80% of the actual value of the real estate. This extra payment is often bundled into the monthly mortgage payment and is promptly forgotten. This is bad because PMI becomes unnecessary when the remaining balance of the loan - whether through market appreciation or principal pay down - falls below the 80% level. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress requiring lenders to remove the PMI installments when the loan-to-value ratio conditions have been met. If you'd like to eliminate PMI, Appraisal House, Inc. will provide you with a statement regarding the value of your home. The price you paid for the appraisal can generally be regained in little time because you'll no longer be paying the PMI. Order your appraisal from Appraisal House, Inc. today Order todayGet a clear valuation on a home for divorce settlementsA divorce is a particularly traumatic ordeal for the parties involved, and it is often further complicated by the challenging decision of who maintains the property. Regardless of the situation, it's a good idea to order an appraisal from Appraisal House, Inc. so both parties are fully aware of the true market value of their house. If the parties need to sell the home, they'll have a clearer picture of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation. Accurate and fair estate liquidationThe death of a loved one is a painful time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Fair Market Value for the residential property involved. We guarantee the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP). Unlike wealthier individuals, most Americans don't have dedicated estate planners or executors to manage these affairs. And since a home or other property often makes up an uneven share of the total estate value, understanding the true value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've gotten an honest deal. Relocate to or from Okaloosa County for workEmployee relocation is a stressful event, and we understand. That's why we take great care in establishing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive attributes of their property, along with information about any current sales or listings in their area that they want considered during our thorough inspection. Sell your home promptly — at an accurate priceA professional appraisal will help you make a more informed decision when determining your asking price, whether you choose to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what price the house sells for, unlike real estate agents. Our fees rest on our efforts to finish the appraisal report and not a percentage of the sales price. On a daily basis, we determine the difference in value items like an additional bathroom or a kitchen remodel can make. And we're experts in knowing how long homesstay on the market. So, getting a professional appraisal is a trusted way to determine what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time. 
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