Need an appraisal in Destin or Okaloosa County?

Check out the top reasons FL homeowners call on Appraisal House, Inc.:

Find the right listing price (whether they're selling the home on their own or using an agent)
Challenge property tax assessments
To cut a monthly mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
If real estate needs to be divided because of a divorce
To determine the true market value of property in question to settle an estate in Okaloosa County or the state of FL

Do you own a home in or near Destin? Do you need help determining the price of your real estate?
Contact Appraisal House, Inc..

At Appraisal House, Inc., we understand the particular needs of a customer in need of appraisal services. Our usual business clients understand the appraisal process and the customary "products" we deliver to them. Being a person not in the real estate business that ordinarily doesn't look at appraisals on a regular basis,we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our findings.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at Appraisal House, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is very important as a negotiating tool once you have a potential buyer. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much your home is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value report than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable way to save money for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to the lender to have the PMI eliminated from your loan. At Appraisal House, Inc., we're qualified in helping homeowners just like you delete undesirable PMI insurance.

Challenging Okaloosa county's assessment of your property

Lets say you live in a local area that's declining -- your local tax assessor may have your home overvalued. That means you're probably paying more taxes than you should. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An expert appraisal from Appraisal House, Inc. is your perfect weapon when contesting your property tax assessment.

HELOC recently frozen?

If your home is close to a declining area, your lender might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be difficult from a cash flow viewpoint, and bad for your credit score since it may appear as though that credit line is maxed out. Appraisal House, Inc. can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Do you need a veteran appraiser to double-check your appraisal for verity, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? Appraisal House, Inc. offers field reviews where we'll go out and check the subject and comps in question. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Appraisal House, Inc. can help you with that. While usually requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your house.